What to Ask Before Choosing a Title Company

Remember: you have a choice in title.


If you have made an offer on your dream home and are ready to take it off the market, congratulations! You’re on your way to becoming a new homeowner. However, the battle for a smooth close has only just begun. One of the most crucial teammates you can have on your side is a reliable and knowledgeable title agent.


Before hiring a title company to guide you through the home buying process, it is essential that you formulate the right questions to acquire all of the necessary information and feel confident in your decision. Our title experts explain exactly what to ask before choosing a title company. (And we’ll be honest, hope it helps you choose us.)


A man and a woman are sitting at a table having a job interview.


Why the Right Questions are Important 


Unfortunately, there are many title agents who won’t disclose all details concerning the home or property under investigation. When it’s already too late, you may find the property is not legally owned, has unresolved liens, or faces development restrictions.


Before deciding on a title agent, do your due diligence. You should feel confident that you’re choosing the right company for the job, since it dramatically affects the level of stress you will feel throughout the homebuying process. Ask your real estate agent, mortgage company, or even insurance agent if they have any recommendations; after all, they know how important it is for the closing to go smoothly.


What to Ask a Title Company


If you’re unsure of the questions to ask during a consultation with a title insurance company, whether that’s True Concept Title or another firm, the following questions will help you gauge the transparency of the business and bring potential red flags to the surface.


How Long Has the Agent or Company Worked with Real Estate Matters? 


Understanding the history and previous experience of both the specific agent and the company is necessary in order to make the best decision. When adequately analyzed, a company’s history can help you determine if they are trustworthy and have reliable results.


A title business should ideally have a diverse portfolio of successful closings and cases to guarantee dependability and dedication.


Does the Team Have the Required Capabilities in Order to Deliver? 


The company you choose to work with should have a strong collective expertise in the broad world of real estate. It’s particularly resourceful to work with a team that has strong legal knowledge and has dealt with a variety of real estate matters.


Legal experts will be able to catch illegality issues during any part of a property’s title history. They should also be able to uncover any pending backdated taxes.


Our team at True Concept Title has the qualifications to provide notary and attorney services, loan document processing, comprehensive title reports, and seamless closings. Whoever you choose to work with, they should have all of these competencies.


If you are looking for a reliable, fast, dedicated, and discerning team, True Concept Title is ready to help you with title & escrow concerns in nearly any U.S. state. We want to hear from you! Contact us today. 


Before Signing a Title 


You should never feel rushed to select or sign a title. Once you provide your signature on a title document, you are accepting legal ownership of that property- and potentially risk running into trouble if you don’t proceed with caution. This is why the right title insurance company is crucial to protect yourself and your new home.


Is the Property Legally Owned?

 

Determining if a property is legally by the seller is a good enough reason to request a valid title search. Easily avoided legal battles from purchasing a corrupted title could end up costing you a huge chunk of change or even your home. True Concept Title can protect you from this with a thorough title investigation. 


If a property is illegally owned when sold to you, you may face legal issues that result in you losing thousands of dollars, time, and stress-free days. 

Are there Hidden Liens or Unpaid Taxes? 


Unfortunately, there are property owners who intentionally fail to pay property taxes, allowing them to pile up to massive sums before “conveniently” deciding to sell. If you act too quickly when purchasing a home and are unaware of the importance of a title search, you may be sucked into owning a home that is in debt to the government or businesses (ex. Roofing or pool companies).


A professional closing agent will ensure transparency and detect any of these issues before they cause you substantial problems. 


A man and a woman are shaking hands while sitting at a table with a laptop.


Go With the Best at True Concept Title 


Your title agent that you decide to work with should have the qualifications to guide you through a hassle-free homebuying process. Through dedication and transparency at the core of our values, we will make sure your new home is transferred to you with legal ease and protection. 


Make sure to ask the right questions in your “interview” with a title insurance agent. Don’t hesitate to turn away from any red flags or signs of unprofessionalism.


True Concept Title offers a range of services nationwide from title insurance and escrow to document processing and convenient mobile closings. If you’re ready to move on to the next adventure, call our team today – (813)-263-7168!


A professional close-up shot of a person in a suit signing a document while another person listens.
By True Concept Title October 17, 2025
Explore types of title insurance policies and what they cover. Protect your property rights and avoid costly surprises with the right coverage.
A small, white model house sits on top of a clipboard with legal documents, placed on a light wooden
By True Concept Title October 7, 2025
Learn how the Forfeiture Act can impact a property's title and how title insurance protects your investment from these complex legal risks.
Alt Text: cardboard house sitting on top of a stack of papers
By True Concept Title October 7, 2025
Easements affect your property rights and land use. Discover how thorough title searches and title insurance protect your ownership before buying.
A man and a woman are sitting at a table with a laptop and a pen.
July 22, 2025
Protect your home with title insurance. Learn how True Concept Title safeguards against fraud, forgery, and disputes to ensure secure, stress-free ownership.
A person is handing a house key to another person.
July 8, 2025
Safeguard your ownership with expert title insurance. Discover how True Concept Title protects owners from future claims, liens, and legal disputes with precise, experienced service.
A young woman is showing an older woman how to use a cell phone.
May 27, 2025
Tips for Seniors Considering a Reverse Mortgage and Title Insurance 
A woman is sitting at a counter in a restaurant pointing at something.
April 12, 2025
10 Questions to Ask Your Title Company Before Closing
A model house and keys are on a wooden table.
March 25, 2025
Exploring the Role of a Title Insurance Underwriter
A woman 's face is covered in red numbers and letters.
February 5, 2025
Discover the importance of data security in title companies and learn how True Concept Title prioritizes your information safety with robust measures to protect sensitive data during real estate transactions.
A person is writing on a tablet with a pencil.
January 12, 2025
In an age where technology continuously reshapes how we conduct transactions, e-closings, and digital signatures have emerged as transformative forces in the real estate industry. These innovations streamline the buying and selling process, offering numerous advantages over traditional paper-based closings. At True Concept Title Company , we embrace these advancements to provide clients with a seamless and efficient closing experience. Here’s a closer look at the key benefits of e-closings and digital signatures. Convenience and Accessibility One of the most significant advantages of e-closings is their unparalleled convenience. Digital transactions eliminate the need for all parties to gather in person, allowing buyers, sellers, and agents to close deals from virtually anywhere in the world. This flexibility is particularly beneficial for individuals with tight schedules or those living in different locations. E-closings also empower you to review documents at your own pace. You can sign digital documents securely at a time that suits you, reducing the pressure to finalize everything in a meeting. This convenience translates to a more relaxed and stress-free experience for everyone involved. Enhanced Security Measures Digital signatures offer enhanced security features that protect the integrity of your documents. Electronic transactions often utilize encryption and secure identities to ensure that signatures are genuine and documents aren't altered post-signature. Many e-closing platforms offer audit trails , allowing you to trace every step of the signing process. This transparency provides peace of mind, as both parties can verify the authenticity of the documents and who accessed them. Additionally, digital storage of these documents reduces the risk of loss or damage compared to physical papers. Increased Efficiency and Speed E-closings significantly expedite closing, reducing the time to finalize real estate transactions. By eliminating the back-and-forth associated with mailing documents, closings can be completed more rapidly. This speed is particularly useful in competitive markets where timing can influence the success of a deal. Furthermore, e-closings streamline communication between all parties involved. Any changes or updates can be managed in real time, ensuring everyone stays informed and on the same page and reducing the likelihood of miscommunication. Environmentally Friendly Practices The shift from paper-based transactions to digital signatures contributes to more sustainable and environmentally friendly business practices . By minimizing the need for printed documents, e-closings help reduce paper use and the carbon footprint of transporting physical documents. This eco-friendly approach is becoming increasingly important to clients conscious of their environmental impact. By adopting digital solutions, you contribute to a more sustainable future while enjoying the benefits of modern technology. Cost Savings E-closings can also lead to significant cost savings. By reducing the need for physical resources such as paper, printing, and postage, you can cut down on these expenses. Additionally, the increased efficiency of digital processes can save on administrative and labor costs. Moreover, fewer errors occur in digital processing, reducing costs associated with correcting mistakes commonly encountered in manual paperwork processing. Conclusion: As the real estate industry evolves, embracing e-closings and digital signatures represents a move towards greater efficiency, security, and convenience. At True Concept Title Company, we are committed to leveraging these technologies to enhance your closing experience. Whether buying or selling, consider opting for an e-closing to enjoy its many benefits. Ready to experience the convenience of e-closings and digital signatures? Contact True Concept Title Company today to learn how we can simplify your home transaction process with the latest digital solutions. Embrace the future of real estate with us!